Unfortunately, I haven’t been able to post much lately! I started working a part time job plus work my regular job+ being a wife and mother! Its a lot!

So, I’m working almost 60 hrs a week. Its tiring but It is all for paying down our debts and to get us closer to our goals!

This is how I am rolling this week!!!

1 Halls Refresh (1.00)
1 Chapstick (2.99)
2 Russell Stover Halloween Candy ($.78)

Total: $4.77
-.75 coupon for Halls Refresh
-$4 RR
=.30

Will receive 1.00 RR for Halls,3 RR for Chapstick

I have posted links to help you get started creating a budget. So, once you write down all your bills, your next step is to create a system so that you can keep track of paying bills. You may pay them online, through the mail, in person, that is fine. But, for me what worked for me was creating a spreadsheet of each bill and the amount and due date. Then right before the start of the month, I write all the checks, put them in the envelope and on the outside of the envelope I put a sticky note on when to mail them. But for me it is very helpful having a list of seeing what is do, the amount and what is the due date. Here is a sample:Monthly Bill Schedule. Now, that is an example, I do have a lot more bills than that!!! lol

I think it is very helpful to see what is due every month and have it to refer back to! I print it and put it up on a board in my office at home. If you have any questions, feel free to email me .

This page I will list all the links for creating a budget.

http://www.momsbudget.com/printables/householdbudgetprint.html

http://www.daveramsey.com/media/pdf/fpu_qbudget.pdf

http://www.smartcredittips.com/budg.html

http://media.washingtonpost.com/wp-srv/business/pdf/BudgetWorksheetPost.pdf

http://www.spreadsheet123.com/ExcelTemplates/excel-personal-weekly-budget-spreadsheet.html

http://www.betterbudgeting.com/budgetformsfree-basicbudgeting.htm

http://office.microsoft.com/en-us/templates/TC010233421033.aspx?CategoryID=CT101172321033&ofcresset=1