I am setting my 6 month goals now   So, I will be done with this goal in the end of December. These are GOALS,  I may not achieve them all, But, I will try my best to accomplish what I can!

1. Pay off Master Debt list- which totals right now $10,901.00. Which would be paying $1816.00 per month. Which is highly unlikely I can do! But, I will do my best!
2. Order a copy of my birth certificate (mine was stolen 2 yrs ago, when I had my purse stolen
3. Join a Gym ( I want to lose 40 lbs)
4. Obtain My Passport, which is something I have never done
5. Finish my two college courses that I am regstered for in the fall

Today was a great mailday! I got notification from EDFUND (My educatonal loan company). In the letter it said the following:

DEAR *MRSFRUGALISTA* (Not really lol)

EdFund is happy to certify that your defaulted student loans listed below have been satisfied the requirements of the Loan Rehabilitation program as of the date of this letter. The following loans are no longer in default and all negative remarks made by EdFund will be deleted from your credit recordsd within 60 days of the date of rehabilitation.

Yipee!!! Its being transferred to another bank, and I still owe less than 1k. But, its out of default and I’m almost done with it and My credit will improve.

Its a great day!