I am setting my 6 month goals now   So, I will be done with this goal in the end of December. These are GOALS,  I may not achieve them all, But, I will try my best to accomplish what I can!

1. Pay off Master Debt list- which totals right now $10,901.00. Which would be paying $1816.00 per month. Which is highly unlikely I can do! But, I will do my best!
2. Order a copy of my birth certificate (mine was stolen 2 yrs ago, when I had my purse stolen
3. Join a Gym ( I want to lose 40 lbs)
4. Obtain My Passport, which is something I have never done
5. Finish my two college courses that I am regstered for in the fall

I’m so glad its Friday? Why?

1. I don’t work this evening
2. Its the weekend, and I only work my 2nd job and will have some down time

Speaking of Friday, Its MEGA SWAGBUCKS DAY! Be searching and grab those Bucks!!!

STATS UPDATE:

Debt Payoff:  28.3% (Previously at 27.7%) *Hey its not yet a point higher, however it is moving in the right directions and I’m pleased*

Emergency Savings Fund: 26% *Not quite at the level I would want, but we have had to pull a little from it lately, but that is why we have an emergency fund, right?*

Christmas 2010 Fund: 50% ***Halfway Mark and Christmas is still 9 months away!!! I still aiming this to be fully funded by June

Its another cold and slightly snowey day on the east coast. I cannot wait for spring to come!!

This week  is a little busy for me. I work three nights this week in addition to my full time job. Plus my full time job is getting more busy right now, so I’m staying busy with that.

I have a big update to my debt payoff! I’m now at 22% completed! This is a *MAJOR* Accomplishment and I’m so pleased. My goal is to get at least 90% paid off at the end of the year. I know I can do it.

Happily I finished paying off one of my small educational loans this week. It is such a wonderful feeling to pay off a debt, no matter what size it is!

So,

Debt, I’m so happy with each penny paid that you are leaving my life! I cannot wait to be DEBT FREE!!!!

I am still making progress which is the goal here. December was a little tough, and we had a little set back with the holidays. But, Bringing back up the debt payoff to 6.6% now. The one thing I did though at the end of last year was start a Christmas, 2010 Christmas savings fund, which I’m progressing nicely toward. I’m *hoping* by June for it to be fully funded!

I would love to pay off one debt every month. However, I’m not sure if that is realistic. One education debt is almost paid off, only need to pay $51 more dollers so that will paid probably next week and that is one down.

End of January,2010 standings:

Debt Payoff: 6.6%
Emergency Savings Fund: 34.8%
Christmas 2010 Fund: 33%

Financial Aspirations for February,2010:

Pay off debt “N”
To get Debt Payoff to 8% paid off by the end of February,2010
To build emergency fund to 45% funded
To build Christmas 2010 fund to 44% funded

Slowly but steadily, I’m getting it done!